TradeFinance Academy
Modules/Incoterms 2020/EXW and FCA — Minimum Seller Obligation
Lesson 2 of 210 min read

EXW and FCA — Minimum Seller Obligation

Visual InfographicStudy this diagram as you read the lesson

Incoterms® 2020 — Risk Transfer Map

Where does risk transfer from seller to buyer?

Seller'sWarehouseExportClearancePort ofLoadingOnBoardSeaFreightPort ofDischargeImportClearanceBuyer'sWarehouseOriginDestinationAny Transport Mode:EXWFCACPTCIPDAPDPUDDPSea/Inland Waterway Only:FASFOBCFRCIFSeller RiskBuyer RiskMidpoint
EXW
Ex Works
Minimum seller obligation
FCA
Free Carrier
Seller handles export clearance
FOB
Free On Board
Sea freight only
CIF
Cost, Insurance & Freight
Seller pays freight + insurance
CPT
Carriage Paid To
Seller pays to named destination
DAP
Delivered at Place
Seller delivers, buyer imports
DPU
Delivered at Place Unloaded
Seller unloads at destination
DDP
Delivered Duty Paid
Maximum seller obligation

EXW and FCA — Minimum Seller Obligations

EXW — Ex Works (Named Place of Delivery)

Risk Transfer: At the seller's premises (factory, warehouse) Seller's Obligations (MINIMUM):
  • Pack and label the goods
  • Make goods available at named place
  • Provide commercial invoice
Buyer's Obligations (MAXIMUM):
  • All export clearance and export duties
  • Loading at seller's premises
  • All freight (origin handling, sea freight, destination)
  • All import clearance, import duties, delivery
When to Use: When the buyer has strong logistics capabilities and wants full control. The seller's risk and obligation ends the moment the goods are ready for collection. Caution for Sellers: EXW provides the least protection for the seller's ability to obtain an LC payment, because the seller cannot easily obtain a "clean on board" Bill of Lading required by most LCs.

FCA — Free Carrier (Named Place of Delivery)

Risk Transfer: When goods are delivered to the carrier nominated by the buyer, at the named place Two Scenarios:
  1. Named place = Seller's premises: Risk transfers when goods are loaded onto the buyer's collecting vehicle
  2. Named place = Another location (e.g., a freight terminal): Risk transfers when goods are delivered to the carrier at that location, ready for unloading
Incoterms 2020 Change — FCA with On Board B/L: A significant addition in Incoterms 2020: the buyer and seller can agree that the buyer will instruct their carrier to issue an "on board" Bill of Lading to the seller after loading. This allows sellers using FCA to still obtain the clean on board B/L required by LCs. Export Clearance: Seller's responsibility (unlike EXW) Why FCA is Preferred Over EXW for Most Sellers: The seller handles export clearance (which is easier in the seller's country) but risk transfers early.